{"id":339,"date":"2025-10-06T12:16:43","date_gmt":"2025-10-06T12:16:43","guid":{"rendered":"https:\/\/www.pepkorpl.co.za\/?page_id=339"},"modified":"2026-02-25T06:17:35","modified_gmt":"2026-02-25T06:17:35","slug":"what-we-do","status":"publish","type":"page","link":"https:\/\/www.pepkorpl.co.za\/?page_id=339","title":{"rendered":"What we do"},"content":{"rendered":"

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Pepkor Payments and Lending (PPL)<\/span> is the central support hub behind two trusted credit providers \u2013 Capfin and Tenacity Financial Services.<\/strong><\/p>\n<\/div>

We enable Capfin and Tenacity Financial Services to empower their customers, while creating value for our Pepkor retail partners and shareholders.<\/p>\n

We create smart, innovative payment and lending customer solutions that enable existing and new revenue streams, and drive growth, efficiency, and value for our Pepkor retail partners.<\/p>\n<\/div>

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Short-term loans<\/h1><\/div>

Capfin<\/strong> <\/span>exist to make a positive, meaningful, and empowering impact in the lives of their clients through accessible and inclusive loan offerings.<\/p>\n

Learn more about Capfin on their website, the Capfin Careers website, or on LinkedIn.<\/p>\n<\/div>

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A+ store cards<\/h1><\/div>

Tenacity Financial Services<\/strong> <\/span>provides the A+ private label store cards to retailers in the Pepkor Group. Through the A+ card, Tenacity supports these retailers to improve customer experience and build long-term loyalty. Tenacity currently operates in South Africa, Namibia, Eswatini, and Botswana, running credit programmes for the following Pepkor brands:<\/p>\n<\/div>

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FoneYam mobile device rentals<\/h1><\/div>

FoneYam<\/strong> <\/span>offers customers a safe, convenient, and affordable way to rent a new smartphone, providing a flexible alternative to traditional mobile purchases. FoneYam is currently available from the following stores: Ackermans, PEP and Dunns.<\/p>\n<\/div>

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