Capfin, a division of Pepkor Trading (Pty) Ltd, empowers their customers to make their best life possible through unsecured short-term loans that are affordable and easily accessible.  

Customers can apply for a loan through our retail partners, PEP and Ackermans, as well as through secure online and mobile channels.

You can read more about Capfin on LinkedIn and the Capfin Careers website. Or to see Capfin in action, visit Capfin.co.za.

Tenacity Financial Services, a division of Pepkor Trading (Pty) Ltd, is one of the supporting services for the Pepkor Group, providing private label credit cards to retailers within the group.

Through their specialised credit programmes, Tenacity aims to assist retailers with direct growth in turnover and substantially enhancing customers’ retail experience as well as their retailer/customer relationships. 

Tenacity currently operates in South Africa, Namibia, Eswatini, and Botswana, running credit programmes for Refinery, Pep, Ackermans, Shoe City, Dunns, and Tekkie Town.

You can read more about Tenacity on LinkedIn, the Tenacity Careers website, and TenacityInc.co.za.

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